The continued existence of a free and democratic society depends upon recognition of the concept that justice is based upon the rule of law grounded in respect for the dignity of the individual and their capacity through reason for enlightened self government. Law so grounded makes justice possible, for only through such law does the dignity of the individual attain respect and protection. Without it, individual rights become subject to unrestrained power, respect for law is destroyed and rational self government is impossible.
We believe asking and participation are important in this process. We believe keeping what you earn is important. We believe keeping the path of life clear of stumbling blocks is important. Abolish any form of oppression and interference in our lives. As freethinking individuals, we have the right to be left alone, to choose, and decide for ourselves, yes, no, or maybe.
We have also with these rights, social responsibilities. Our rights end where the next person's rights begin, and that's not necessarily where our rights would normally end. Following the above is the only way to responsible self-government through respect and reason. Going beyond this is the realm of violation of another, or crime.
Trickery and fraud are crimes, and can be murderous and genocidal. Asking more from a system than you put in, or more than is there, based on the demand of loss of property, or collateral, is an enslaving fraud which is a trick, a con job. Mortgage (death gamble) is just such a genocidal fraud.
We view charging interest rates compounding over time as a fraud akin to counterfeiting money without a printing press, a murderous, genocidal crime that causes many human miseries and must be abolished. Otherwise, we are slaves (wage slaves), and slaves are never asked.